Disclaimer & terms of use

By accessing Vault and the Vault App (‘Vault’) you have read, understood and agree to be legally bound by the terms of the following disclaimer and user agreement:

Vault is owned and operated by Integrated Communication Consultants and contains material which is derived in whole or in part from material supplied by the subscribing companies, stock exchanges and other sources, and is protected by international copyright and trademark laws. The restrictions on use of the material and content on Vault by the Subscriber are specified below. Except where specifically authorised, the Subscriber may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material from this site or the Vault app including code and software.
Integrated Communication Consultants has taken due care and caution in compilation of data for Vault and the Vault app. Vault advises users to check with certified experts before taking any investment decision. However, Vault does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. Vault especially states that it has no financial liability whatsoever to any user on account of the use of information provided on its website. The Stock Market data has been provided on Vault for information purposes only.
The Company shall have the right at any time to change or modify the terms and conditions applicable to Subscriber’s use of Vault, or any part thereof, or to impose new conditions, including but not limited to, adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including but not limited to, posting on Vault, or by electronic or conventional mail, or by any other means by which Subscriber obtains notice thereof. Any use of the Vault by Subscriber after such notice shall be deemed to constitute acceptance by Subscriber of such changes, modifications or additions.

Terms of Use:
By visiting Vault you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. Your continued use of Vault means that you accept any new or modified terms and conditions that we come up with. Please re-visit the ‘Disclaimer’ link at our site from time to time to stay abreast of any changes that we may introduce.
The term ‘Vault’ is used through this entire Terms of Use document to refer to the Vault website and the Vault App, its owners and the employees and associates.

By registering, you certify that all information you provide, now or in the future, is accurate. Vault reserves the right, in its sole discretion, to deny you access to this website or any portion thereof without notice for the following reasons (a) immediately by Vault for any unauthorized access or use by you (b) immediately by Vault if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this Agreement.

Vault hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access Vault provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this agreement.

Vault as well as the design and information contained is the valuable, exclusive property of Vault, and nothing in this Agreement shall be construed as transferring or assigning any such ownership rights to you or any other person or entity.
You may not resell, redistribute, broadcast or transfer information, software and applications or use the information, software and applications provided by the Vault in a searchable, machine-readable database unless separately and specifically authorized in writing by Vault prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share Vault, any part thereof, or any of the software, application or information received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by Vault prior to such use. In addition, you may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of Vault without prior written authorization.

Neither Vault (including its and their directors, employees, affiliates, agents, representatives or subcontractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. Vault shall have no responsibility to provide you access to Vault while interruption of Vault is due to any such cause.

You expressly agree that use of Vault is at your sole risk.
The contents, information, software, products, features and services published on Vault may include inaccuracies or typographical errors. Changes are periodically added to the contents herein. Vault and/or its respective suppliers may make improvements and/or changes at any time. Vault may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Vault (and its owners, suppliers, consultants, advertisers, affiliates, partners, employees or any other associated entities, all collectively referred to as associated entities hereafter) shall not be liable to user or member or any third party should Vault exercise its right to modify or discontinue any or all of the contents, information, software, products, features and services published.
In no event shall Vault and/or its associated entities be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of Vault or with the delay or inability to use this website, or for any contents, information, software, products, features and services obtained through this app, or otherwise arising out of the use of this app, whether based on contract, tort, strict liability or otherwise, even if Vault or any of its associated entities has been advised of the possibility of damages.

You shall provide and maintain all telephone/internet and other equipment necessary to access Vault, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by you. You are responsible for operating your own equipment used to access Vault.

The links in this site will allow you to leave Vault. The linked sites are not under the control of Vault. Vault has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by Vault of the site.

The desktop version of Vault and dissemination of alerts and other communications via email will always remain free for the individual subscriber.
The App version of Vault, with the option of push notifications, will attract a monthly subscription for users who elect to download the App and take up the subscription as detailed on the Apple and Google app stores.

You shall indemnify, defend and hold harmless Vault (including its and their officers, directors, employees, affiliates, group companies, agents, representatives or subcontractors) from any and all claims and losses imposed on, incurred by or asserted as a result of or related to: (a) your access and use of Vault (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder.

If there is any conflict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by any director, officer, employee, representative or agent of Vault .

This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons: (a) immediately by the Vault for any unauthorized access or use by you (b) immediately by Vault if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not affect any right or relief to which Vault may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to Vault. Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged if any for access to the Vault app is non-refundable for any reason.

The terms of this agreement are exclusively based on and subject to South African law. You hereby consent to the exclusive jurisdiction and venue of courts in South Africa in all disputes arising out of or relating to the use of this website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

Updated 10/09/2021

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